Is This a Policy: Y Responsible Office: Business Office Approved By: President's Council Approved Date: 4/24/2019 Effective Date: 6/3/2020 Category: Student Description/Purpose: Saint Francis University values the health and wellbeing of its students. Qualifying health coverage provides all full-time, matriculated undergraduate and graduate students, including international students, with the ability to be prepared for medical situations such as hospitalization, surgery, or specialty care. The Affordable Care Act (ACA) requires U.S. citizens to have health insurance that meets certain standards identified within this policy or pay a penalty. The University requires international students to carry health insurance that meets the same standards so that they may be prepared for medical situations. To help students meet the obligations of the ACA, the University sponsors a student health insurance plan that offers full-time, matriculated undergraduate and graduate students, including international students, access to an ACA compliant plan. The health insurance plan is available for purchase annually. Details: All full-time undergraduate (12+credits) students or any graduate student that is a student-athlete or enrolled in the Physician Assistant, Physical Therapy, Occupational Therapy, Public Health, Cancer Care, or Nursing program must also have health insurance coverage. A Student Health Insurance Plan is available for those students who do not have current insurance coverage. All full-time students must participate in this insurance plan unless proof can be furnished that other similar insurance is carried by the student while they are attending Saint Francis University. It is mandatory that all international students purchase this plan. No travel policies or waivers will be accepted.
Your student account will be automatically charged for the Student Health Insurance Plan (SHIP). You must waive the insurance coverage by logging onto www.QMServicesinc.com. If you choose to waive the insurance and provide adequate insurance and coverage information, the charge will be removed from your student account. If you do not waive by August 31, you will be automatically enrolled in the health plan and the charge will remain on your account.
To be eligible to waive out of the school-sponsored health insurance policy, students must be covered by a comparable fully comprehensive healthcare policy that provides coverage in Loretto, Pennsylvania, and meets the following criteria:
This process will need completed by the student for every academic year they attend Saint Francis University.
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